Fashion Should You Save or Splurge? Here Are Your Holiday Suggestions By Ruthie Friedlander Ruthie Friedlander Twitter Ruthie Friedlander is a New York-based writer, editor, and founder of the At Large Agency. She is also the co-founder of The Chain, a non-profit eating disorder support system for women in fashion and entertainment. InStyle's editorial guidelines Updated on December 1, 2017 @ 10:00AM Pin Share Tweet Email We independently research, test, review, and recommend the best products—learn more about our process. If you buy something through our links, we may earn a commission. Christian Vierig/Getty Images It's the holiday season. You may have survived Black Friday. You may have survived Cyber Monday. But I doubt you'll survive the rest of 2017 without setting your eyes on something that you "must" have. Me? My list is long. But thankfully, after working in fashion for 15 years, I've learned to spot a worthwhile splurge and a lucky steal. Here, a few things to spend OR splurge on, no matter your budget. The Bright Puffer Courtesy SPLURGE: Moncler Paeonia Quilted Cotton-Canvas Down Coat, $1,590; net-a-porter.com STEAL: Everlane "The Short Puffer Jacket," $125; everlane.com The Sparkly Jewel Courtesy SPLURGE: Pomellato Sabbia 17-Karat Rose Gold Diamond Earrings, $7,600; net-a-porter.com STEAL: Tai Pave Organic Disc Earrings, $42; taijewelry.com The Fanny Pack Courtesy SPLURGE: Gucci Pink Velvet GG Marmont Matelassé Belt Bag, $980; ssense.com STEAL: Herschel Supply Co. Fifteen Belt Bag, $30; urbanoutfitters.com The Black Pointy-Toe Boot Courtesy SPLURGE: Burberry District Glossed-Leather and Stretch-Knit Sock Boots, $895; net-a-porter.com STEAL: ALDO Cirelle Boot, $110; aldoshoes.com The Luxe Loungewear Courtesy SPLURGE: Olivia Von Halle London Striped Silk and Cashmere-Blend Sweatshirt and Track Pants Set, $1,245; net-a-porter.com STEAL: DKNY Stretch Loungers Brushed-Jersey Cardigan and Leggings Set, $70; net-a-porter.com