The $400 Budget

"Most of the time my look is a little bit girlie and a little bit tough. I'm usually wearing a leather skirt with a pair of men's-style shoes or flats."

My Fall Inspirations
1. "My father is from Haiti, so I've always wanted to go there to see the lush landscape and vibrant, colorful art."
2. "I bought this vintage magazine because of the gorgeous images of shoes."
3. "Derek Lam has so many terrific leather pieces in his fall collection.
Leather always looks sophisticated, and it's ideal for the city."

-Nicole Chapoteau, accessories editor

"This piece transitions smoothly from summer into fall. I can wear it with tights when the weather gets cooler."

Polyester skirt, Topshop, $92;

topshop.com for locations.

"A cool way to inject color? Slip on this handmade necklace."

Bead, brass, and cord necklace, Nanoutriko, $21; etsy.com.

etsy.com

"This faux-leather bomber with cozy knit details looks expensive but won't blow my budget."

Faux-leather jacket, BDG, $99;

urbanoutfitters.com.

"The vest's tweed fabric makes its puffer shape more polished. The sweater is slim enough to layer."

Synthetic cotton vest, Old Navy, $30;

oldnavy.com for locations; cotton-acrylic pullover, L.L. Bean, $40; llbean.com.

"Jewel tones are big, and this knit cap has the perfect slouchy fit."

Acrylic beanie, David & Young, $16;

shopdavidandyoung.com.

"I'll mix this bungee-cord bracelet with my silver and gold bangles for a bright, athletic touch."

Nylon cord and metal bracelet, Nissa, $27;

nissajewelry.com.

"These sparkling door-knocker earrings are just like the ones my grandmother used to own."

Acrylic and steel earrings, ASOS, $25;

asos.com.

"I'll throw on this peplum top with a wool blazer, my boyfriend jeans, and brogues. It's perfect for brunch with the girls"

Polyester top, H&M, $50;

hm.com for locations.