Classic black-and-white always looks smart, but what keeps this ensemble fresh? Rich touches like this caressable shell and jumbo cashmere scarfand the unexpected shape of the suede-and-leather bag.Scarf: Roberta Freymann, $225; robertafreymann.com.
Top: Theory, $695; saksfifthavenue.com for stores.
Pants: Joe Fresh Runway, $149; joefresh.com for stores.
Bag: TL-180, $499; shoplesnouvelles.com.
Loafers: Coach, $198; coach.com.