Loop a chain through the clasp of a brooch (as we did, left). Suddenly, it's a necklace! Wrap your chains or lariat around your wrist for a tough luxe bracelet. Snap clip-on earrings onto flats for an instant evening shoe.
Quartz and gold vermeil chain, Robindira Unsworth, $413; robindira.com. Ruby and gold-toned brooch, Kenneth Jay Lane, $238; 877-953-5264.Read MoreLess