Outerwear shouldn't be all-purpose or an afterthought. It should be memorable. I will never forget my mother reaching for her fur when she ran out for a pack of smokes. (When I was a kid, both were considered impossibly chic. Times have changed!) Today there are so many versatile options, like a scarlet double-breasted coat with silver buttons that can look dressy or casual. A structured bag will accentuate the theme.
Wool coat, Michael Michael Kors, $395; at Bloomingdale's
. Metallic leather satchel, Michael Kors, $895; at select Michael Kors Lifestyle stores