WHO Taylor Swift, 19
WHY The breakthrough superstar's turning 20, moving into her own place and starring in Valentine's Day.
WEARING An Oscar de la Renta dress and necklace, Pomel Lato bracelet, Versace shoes and her own rings
NOTABLE QUOTE "The lesson I've learned most in life is that you're always going to know more in your future than you know now."
Inside InStyle Magazine
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